Property Insurance

Monthly insurance premium for the property.

Definition

Landlord insurance covers the structure, liability, and sometimes loss of rent. This is a fixed monthly cost that does not scale with rent or occupancy.

Formula

Insurance = holding_costs.insurance_monthly (fixed input)

How Kaison Uses This

Entered in the holding costs section of deal inputs.

Example

$90/mo insurance premium

Pro Tip

Get quotes before underwriting. A $50/mo difference changes annual cashflow by $600.

Related Terms

Property Tax

Monthly property tax obligation.

Total Operating Expenses

All recurring costs: management + maintenance + capex + insurance + tax.

Educational content only. Consult a CPA or attorney for advice specific to your situation.