Cash Left in Deal
Capital trapped after refi — the denominator of your CoC return.
After refinancing, this is the gap between your total cost basis and the refi loan proceeds. In a perfect BRRRR, this is $0 or negative (cash back). In reality, most deals leave some capital in.
Cash Left In = Total Cost Basis − Refi Loan Proceeds
Shown as Out of Pocket in Returns Summary and as Cash Back in LTV Comparison.
$155,000 basis − $138,750 refi = $16,250 left in
Negative cash left in means you got paid to own a rental. That is the BRRRR dream.
Refinance Loan-to-Value (Refi LTV)
How much of the property's value you borrow at refi — 75% pulls more cash, 70% has better cashflow.
Cash-on-Cash Return (CoC)
Annual cash flow divided by total cash invested — your return on actual dollars deployed.
Cost Basis (All-In Cost)
Total money invested in a property: purchase + rehab + carry + closing.
Negative Cashflow Flag
Critical flag: the property loses money every month after stabilization.
Educational content only. Consult a CPA or attorney for advice specific to your situation.